UChoose Rewards® FAQs

Earn UChoose Rewards® points faster and in more ways than ever with a Rewards Checking account from Security National Bank.

What is the UChoose Rewards® Program?
Our UChoose Rewards® program provides you with the opportunity to earn points for every purchase you make when you use your debit card and for using many of our banking services. Redeem your points for great rewards at UChooseRewards.com.

Earn points by:

  • Shopping in-store and choosing the signature option to earn 1 point for every $2 you spend or 1 point for every $4 you spend on a PIN based purchase.
  • Shop online at UChooseRewards.com with your Security National Bank debit card. Many of the merchants offer bonus points for online transactions on the site.
  • Earn 2,500 points for each new consumer loan
  • Earn 500 points for online banking enrollment
  • Earn 500 points for mobile banking enrollment
  • Earn 500 points for eStatement enrollment
  • Earn 30 points for online bill payments, up to 500 per statement cycle
  • View complete list and details

How does it work?
Simply register your card at www.UChooserewards.com. When you make purchases or pay bills with your Security National Bank debit card you’ll earn points. Managing your points is easy online. Shop, earn, redeem!

Note: Security National Bank reserves the right to modify the point values without prior notification.

Can I earn additional points?
Yes! You can earn additional UChoose Rewards® points by shopping at participating retailers online at UChooseRewards.com. View a complete list on the UChooserewards.com website.

What can I do with my points?
You can redeem your points for great rewards from the UChoose Rewards® online catalog including:

  • Travel - hotels, airfare, cars, cruises or packages
  • Event tickets - sports, concerts, theater, top shows, Las Vegas, NASCAR or other activities
  • Gift Cards - favorite restaurants, electronics, gas, retail stores or travel
  • Merchandise - the ideas are virtually endless
  • Cash

Does it cost to participate in the UChoose Rewards® program?
No. The Security National Bank UChoose Rewards® program is a free service for customers with eligible checking accounts.

How do I manage my points?
You can view and redeem your points at UChooserewards.com. It can take 40 days for your points to be credited to your account. You must accumulate 1,500 points before you can redeem them. Also, you can set a Wish List Tracker that will notify you when you have earned enough points to redeem for a specific item on the site.

Who can redeem UChoose Rewards® points?
Any signer on the primary checking account can redeem points at UChooserewards.com. If you have a joint checking account, all of your combined purchases and transactions will earn points together on the joint account.

If I use my debit card at an ATM, will that transaction count towards my point total?
No. Transactions at an ATM do not qualify.

What is a signature based purchase?
When using your Security National Bank debit card to make a purchase, you usually have the option of making a debit transaction or a credit transaction. In order for the transaction to be a signature based purchase, you must choose the credit option, rather than entering the PIN. In most cases you will be required to sign a receipt.

Can I enroll more than one debit card?
Yes. Debit cards connected to one account will automatically combine points. If you have other accounts with attached debit cards you can add those debit cards manually in the preferences screen at UChooserewards.com.

Can I share points with family members?
Yes! You can pool together your family members and/or other Security National Bank accounts to earn points faster.

Do my points ever expire?
Points expire at the end of the 36th month after the month in which they were posted to your UChoose Rewards® account.

Do I need to order a new debit card?
No. Your current debit card will begin earning points as soon as you enroll it at UChooserewards.com.

What happens if I close my checking account?
Points are not awarded on a UChoose Rewards® account after it is closed. In order to redeem all of your points, they must be redeemed prior to closing your checking account.

If I lose my card, will my points be transferred to my new card?
Yes. A personal banker at your local branch will help you in the event that you lose your debit card, as well as ensuring all of your points have accurately transferred to your new card. You will need to register your new card on the UChoose Rewards® website.

Are business accounts eligible to earn points?
At this time only consumer checking accounts can earn points.

Enroll now at www.UChooserewards.com