Interest Rates are subject to change. Please contact us for current rates.

Rates

Date Last Updated: March 10, 2010

Certificates of Deposit & Retirement AccountsSavings Accounts
Checking AccountsMortgage Loans


Certificates of Deposit & Retirement Accounts

CD Specials
Term  Minimum Balance Required  Annual Percentage Yield   
 7  Month Special  $10,000  1.15%   
13 Month Special $10,000 1.30%  

IRA Specials
Term  Minimum Balance Required  Annual Percentage Yield   
13 Month Special  $10  1.30%   
24 Month Special $10 2.00%  

Regular Offerings: Annual Percentage Yield Based on Balance
Term  $2,000 to $9,999  $10,000 to $24,999  $25,000 and over 
91 Day  .40%  .60%  .70% 
182 Day  .50%  .70%  .80% 
10 Month  .60%  .80%  .90% 
12 Month  .90%  1.10%  1.20% 
18 Month  1.30%  1.50%  1.60% 
24 Month  1.50%  1.60%  1.80% 
30 Month  1.70%  1.90%  2.00% 
48 Month  1.80%  2.00%  2.10% 
60 Month  1.90%  2.10%  2.20% 
Note: All Terms are Available for IRA Investments. 

Rates subject to change. Fees may reduce earnings on your account. A penalty may be imposed for early withdrawal of a CD.

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Savings & Checking Accounts

Savings & Checking 
Type of Account  Minimum Opening Deposit  Minimum Balance for APY  Interest Rate  APY 
Statement Savings  $100  $100  .095%  .10% 
Childrens Savings  $25  $25  .095%  .10% 
Prestige Money Market Savings  $2,500  $500,000 and over  .845%  .85% 
Prestige Money Market Savings  $2,500  $100,000 to $499,999  .745%  .75% 
Prestige Money Market Savings  $2,500  $50,000 to $99,999  .545%  .55% 
Prestige Money Market Savings  $2,500  $10,000 to $49,999  .300%  .30% 
Prestige Money Market Savings  $2,500  $2,500 to $9,999  .095%  .10% 
IRA Savings  $100  $1  .745%  .75% 
Health Savings  $1  $500,000 and over  .845%  .85% 
Health Savings  $1  $100,000 to $499,999  .745%  .75% 
Health Savings  $1  $50,000 to $99,999  .545%  .55% 
Health Savings  $1  $10,000 to $49,999  .300%  .30% 
Health Savings  $1  $2,500 to $9,999  .095%  .10% 
Value Checking  $100  $100  .150%  .15% 
Premier Checking  $1,000  $1,000  .095%  .10% 
Premier Plus Checking  $1,000  $1,000 to $4,999  .095%  .10% 
Premier Plus Checking  $1,000  $5,000 to $24,999  .145%  .15% 
Premier Plus Checking  $1,000  $25,000 and over  .195%  .20% 
50+ Interest Checking  $100  $10,000 and over  .150%  .15% 
50+ Interest Checking  $100  $1,000 to $9,999  .095%  .10% 

Rates subject to change. Fees may reduce earnings on your account.

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Mortgage Loans

No Discounts - No Origination Fee
Fixed 15 Year Mortgage
Rate  Points  Orig. Fee  APR*  Mo. Payment 
4.625%  4.645%  $1,542.79
*APR (Annual Percentage Rate) is based on a $200,000 conventional loan amount with 20% down, no PMI costs, and $680.14 in pre-paid closing costs. Ask for a disclosure of all fees before making a decision since lenders label fees differently. 

No Discounts - No Origination Fee
Fixed 30 Year Mortgage
 
Rate  Points  Orig. Fee  APR*  Mo. Payment 
5.250%  5.262%  $1,104.41
*APR (Annual Percentage Rate) is based on a $200,000 conventional loan amount with 20% down, no PMI costs, and $731.51 in pre-paid closing costs. Ask for a disclosure of all fees before making a decision since lenders label fees differently. 
         

Interest Rates are subject to change. Please contact us for current rates.

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