LOAN APPLICATION - REQUIRED DOCUMENTS

Please bring or have the following documents available or with you when you fill out the loan application. Having these documents handy will greatly reduce the amount of time you will need to spend on the application.

• A copy of the purchase agreement (unless your are pre-qualifying/or refinancing)
• Your addresses for the past 2 years.  Be sure to include landlord's name, address and telephone numbers
• Name and address of each employer for the past 2 years
• Gross monthly salary (before taxes/deductions) and your most current year-to-date pay stub
• Name of the financial institution, address, account numbers and balances for all checking and savings accounts, and the most recent, past 2 months of bank statements
• A complete list of debts including name, address, account numbers and balances of anyone you owe money to.  This includes all open loans, credit cards, student loans, and lines of credit with balances on them.
• Completed tax returns and W-2's for the past 2 years (self-employed and commissioned) Note: NIFA loans require 3 years information
• Money for a credit report and appraisal (yes, you can write a check)
• A copy of final divorce papers, if applicable
• Address of any other real estate owned, with lease agreements, if applicable
• If you are self-employed or are considering refinancing, e-mail us here or for requirements or call during normal business hours: (402)334-9669

We can help you take the next step

We can help make owning a home easier for you. To learn more, contact a Mortgage Consultant for a no obligation consultation to determine what type of loan you could qualify for.

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